Key Feature

  • Complete financial protection at an affordable cost
  • Two plan options to suit your protection needs
  • Option to enhance coverage at key milestones of your life
  • Option to cover your spouse under the same policy
  • Inbuilt Terminal Illness Benefit
  • Multiple options to receive death benefit to meet your needs
  • Flexible premium paying terms
  • Enhance your insurance with appropriate rider options

Aditya Birla Sun Life Insurance DigiShield Plan

Other Details

 Entry Age   18 to 65 years of age
 Policy Term   5 to 40 years
 Minimum Basic Sum Assured (BSA)   Min. Rs. 30,00,000
   Max. No Limit (subject to underwriting guidelines)
 Death Benefit            In case of unfortunate demise of the life insured during the policy  term Death Benefit will be paid to the nominee. Death Benefit is the  Sum Assured on death less any previously paid Terminal Illness  Benefit. The policy shall be terminated once the Death Benefit is  paid.
 Sum Assured on Death for regular| limited pay will be highest of -
 • 10 times of the annualised premium for all ages; or
 • 105% of all the premiums paid as on the date of death; or
 • Minimum guaranteed sum assured on maturity; or
 • Absolute amount assured to be paid on death
 Sum Assured on Death for single pay will be highest of – 
 • 125% of single premium for all ages; or
 • Minimum guaranteed sum assured on maturity; or
 • Absolute amount assured to be paid on death
 Maturity Benefit   There is no maturity benefit payable under this plan.
 Surrender Benefit   There is no surrender benefit offered for regular pay under this  plan. However for limited pay and single pay options, your policy will  acquire a surrender value after all due premiums for at least  four full policy years are paid for limited pay and immediately after policy issuance for single pay.
 Policy Loans   There is no loan facility in this plan.
 Premium Payment Options   Annual | Semi-annual | Quarterly | Monthly
 Pay Term   Single Pay | Limited Pay – 5 | 7 years | Regular Pay


one电竞(新疆)在线登录 Securities limited is a Corporate agent of Aditya Birla Sun Life Insurance Company under IRDAI Registration No: CA0062 and does not underwrite the risk or act as an insurer.

Registered Address: I Think Techno Campus, Building B " Alpha", Office Floor 8, Opp Crompton Greaves, Near Kanjurmarg Station, Kanjurmarg (East), Mumbai - 400 042. Participation by the clients in the insurance products is purely on a voluntary basis.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked non – participating term insurance plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sales. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/3/17-18/1989 toll free no:- 1800-270-7000.

 IRDAI hereby clarifies to the public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call and number.

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