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Key Features

• Twin maturity benefits : You get the option to choose between the normal death benefit and death benefit + accidental death benefit.
  
  
• Income plan : 10% of the death benefit is paid as a lumpsum on death, and the remaining 90% is paid as monthly installments over a 15-year period.
  
  
• Income plus plan : The entire death benefit is paid in the event of death, and an additional 0.5% of the sum assured is paid monthly over a 10-year period.
  
  
• Tax sops : The policy is eligilble for tax rebate under sections 80C and 10(10D) of the Income Tax Act 1961

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Benefits

• Dual benefits : Under the Life option, you can procure a higher insurance cover without medicals up to the age of 75 years.
  
  
• Flexibility : Single, limited and regular premium payment options, along with attractive premium rates for non-tobacco users.
  
  
• Additional Payouts : Additional payouts can be level payouts or increasing payouts at the rate of 10% p.a.